Use of funds
Funding for what you're building next
Stock, ads, peak season, a first hire, gear or a pop-up. Pick what the money is for and see how lenders size it, what they'll ask for and where the traps are.
Inventory finance
How inventory finance works for Australian online stores: sizing a stock loan, unsecured vs property-secured options, and the reorder maths lenders check.
Read more →Ad spend funding
Thinking of borrowing to scale Meta, Google or TikTok ads? The unit economics lenders check, how funding is structured, and when it's a bad idea.
Read more →Peak-season stock
Plan Black Friday, Cyber Monday and Christmas stock with funding that fits the timing: when to order, how much to borrow and what happens in January.
Read more →First hire funding
Hiring your first employee? What a first hire really costs in Australia, how long it takes to pay off, and how founders fund the gap without panic.
Read more →Startup equipment
Funding equipment for a new Australian business: 3D printers, studio gear, machines and more — buy or lease, the $20,000 write-off and what lenders ask.
Read more →Import and supplier deposits
How young Australian brands fund overseas supplier deposits, balances, freight, duty and import GST — and the timing traps between factory and warehouse.
Read more →Pop-ups and first retail
Funding a pop-up, market presence or first retail space for an online brand in Australia: costs to plan, how to test demand and how lenders see it.
Read more →BAS and tax bills
Fast growth often means a BAS or tax bill bigger than the cash on hand. How young businesses handle it: ATO payment plans, funding options and prevention.
Read more →Line of credit
How a business line of credit works for Australian online sellers: sizing on turnover, drawing for stock and ads, repaying from payouts and using it well.
Read more →3PL and fulfilment
When to move your online store to a 3PL, what the switch really costs — onboarding, freight in, extra stock — and how Australian founders fund it.
Read more →Got the numbers? Let's see what they can fund.
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